At the Secure Pass ID Card web site, it says that:
“Secure Pass ID cards are valid for approximately two years and must then be renewed.”
This is apparently true if you renew prior to the birthday upon which the Secure Pass ID Card expires. But if you renew after your birthday and within the 90 day window within which it is still good, your new Secure Pass ID Card will be good for three years. So oddly procrastination is rewarded.